5 tricks for cutting your morning routine time in half

5 tricks for cutting your morning kenntnis time in half5 tricks for cutting your morning routine time in halfFrom the early birds who live for their morning jog to the night owls who live for their snooze button, we all have a morning routine that gets us out the door and into the bustle of our everyday lives. Regardless of what your morning routine is, we all wake up with the intention of starting our day off right - yet sometimes end up with a process that involves everything that went wrong.We know those types of mornings - if its not the fact that you forgot the handouts for your huge presentation, its most likely the discovery that you filled in your left eyebrow a shade darker than your right one. Although you cant exactly predict your mornings, here are five tricks that will help you cut your routine in half and prepare for them.1. Control your shower with time and temperatureShowers are a great way to feel refreshed in the morning - until you realize the reason youre late is because of the 20-minute life epiphany you had while taking one. If the idea of showering the night before is too much for you, go ahead and set a timer to escape this potentially time-consuming morning activity. Along with this change, the easy action of switching the water temperature to one thats slightly uncomfortable will be another incentive for you to not take longer than necessary. Through controlling both the time and temperature of your shower, your body will feel awake in the morning, and your watch will show you how much extra time you have to enjoy it.2. Stop checking your phoneWhile your notifications are alerting you about everyone elses life, theyre also hindering you from being productive in your own. In addition to worrying about how youll meet your deadlines this week, youre now trying to retweet your best friend, comment on Lindsays new status, and watch a video about the newest Mermaid-themed cake shop in NYC.Although theres nothing wrong with staying in touc h with whats happening around you, your schedule shouldnt suffer because of the engagement. Before you allow yourself to start scrolling, place your phone in another room or on airplane mode until youve finished getting ready. While disconnecting right when you wake up may be difficult, its a productive way to filter out the information that isnt important to you and provides you an opportunity to remind yourself of what is.3. Do what you can the night beforeLife is full of stressors, and the one solution for all of them is to prepare beforehand. Even if you didnt stay up until 1am the night before, the reality of the next morning is that youre tired, and the repercussion of this state of mind is that youre going to move slower.In order to avoid falling behind, its productive to plan the night before - lay out your outfit, assemble your lunch, skim over your tasks, and put coffee in the coffeemaker. While these actions may seem tedious and acceptable to leave off until the morning, they tend to be the reason for why we feel rushed once the time actually arrives. By ensuring that the details of your routine are already set, youll have more time to focus on your next steps and less chance of running late because of them.4. Organize your spaceTheres nothing more frustrating than going about your morning only to meet the setback that comes in the form of you fumbling to find your liquid eyeliner and throwing couch pillows to find your car keys.Although misplacing important objects can be annoying, the situation isnt completely unavoidable. To take control of your space (and time), a smart approach would be to organize your home to have specific areas to place your daily belongings. Get a basket to put your keys in, use a jewelry holder to arrange your earrings, and find a jar for your makeup brushes. Sometimes its the details that make a home - and this extra effort will have your space looking just as good as your mornings are about to be.5. Shorten your beauty routineWith the pressure of following all skincare steps and the tension of drawing the perfect winged eyeliner, its no surprise that your casual 20-minute makeup routine turns into a 40-minute session of attempting to perfect your look - and wondering if its worth it.Of course, how you look is important to you and you shouldnt give up your favorite shade of lipstick in replacement for a few extra seconds. Instead of getting caught up in your beauty routine, find ways to simplify it - whether its switching to a more fast-acting product, using a double-duty cosmetic, or investing in finding some quick hairstyles. The process to find an efficient beauty routine may be difficult, but its one that will save you time in the morning and set you up for compliments in the future (youre welcome).This article was originally published on TheEverygirl.

Quitclaim Deed FAQ - United States

Quitclaim Deed FAQ - United StatesQuitclaim Deed FAQ - United StatesQuitclaim Deed Terms and DefinitionsWhat does title mean?Title is what gives someone the legal rights to control property. The title of a home is what documents the ownership of the property, whereas the property deed is what is used to transfer the title from one party to another, like when selling a home.What is the difference between a Quitclaim Deed and a Warranty Deed?A Quitclaim Deed transfers ownership in a property without making warranties. This means that the grantor does not guarantee that there are no claims on the property to the grantee. Quitclaim Deeds are fruchtwein often used between people who know each other well, like family members.Alternatively, a Warranty Deed transfers a title from a grantor to a grantee with a guarantee that the property is free of any interests held by other parties (such as a lien). Warranty Deeds are most often used between unrelated parties, specifically in residential ho me sales.What are the different types of property ownership?There are many different types of property ownership, and as a property owner or homeowner, your deed defines how the title of the property will change when you pass away or transfer ownership. The most common types of ownership are sole ownership, joint tenancy, right of survivorship, tenancy in common, and tenancy by the entirety. What is sole ownership?Sole ownership is exclusive ownership. It means that no one other than the property owner has any interest in or claim to the property.What is joint tenancy?Joint tenancy is when two or more tenants share equal interest in a property. It is common between spouses as they often buy property together at the same time.In a joint tenancy, when one party passes away, the interest in the property often passes to the surviving tenants of the property rather than to the heirs or beneficiaries of the partie who died.Keep in mind that in some states, joint tenancies are severed when a tenant passes away, unless the joint owners of the property have a written agreement stating otherwise. In other states, joint tenancy has been abolished altogether.What is right of survivorship?Right of survivorship in a Quitclaim Deed is what gives an heir of the property the right to receive it if the owner passes away.For example, if two spouses own property as joint tenants, and one of them passes away, the surviving spouse has a right of survivorship and they inherit the deceased spouses interest in the property without having to go through probate.What is tenancy in common?Tenancy in common is when two or more people own interest in a property. This differs from joint tenancy in that the parties do not need to have equal interest in the property, and if one of the property owners passes away, there is no right of survivorship. Instead, the deceaseds interest will pass to their heirs.For example, two people could own a property where one person owns 75 percent of the intere st in the property, and the other owns 25 percent. What is tenancy by the entirety?Tenancy by entirety is when spouses own interest in a property together as one legal entity. One of the benefits of this is that creditors of one spouse who is in debt cannot make claims against the property unless the spouse who is not in debt passes away first. If one spouse passes away, the surviving spouse will own the entire property without having to go through probate. With tenancy in entirety it can be difficult to transfer the property if one spouse goes missing or becomes incompetent since a tenancy by entirety cannot be severed without the consent of both partners.What is survivorship community property?This is a form of joint tenancy available only to spouses in certain states. Each spouse owns half of the property, as well as half of any debts that each spouse may have incurred. Upon the death of one spouse, the survivor will receive the deceaseds interest without probate. Since the spous es both own equal amounts of the property, debt collectors are able to make claims against it since debt is considered community property. What does fee simple mean?Fee simple refers to the most extensive interest that a person can have in a parcel of land. The holder of a fee simple has complete ownership of a property with unconditional powers of disposition during the owners life, and upon death, the property descends to the owners designated heirs.In simpler terms, it means that an individual owns a property completely. It is the most standard form of property ownership. How is joint tenancy different from tenancy in common?Joint tenancy is a form of co-ownership where the surviving tenant immediately acquires a fee simple interest in the property upon the death of the other joint tenant. For example, if a married couple owned a home together through joint tenancy, and one spouse passed away, the other would automatically have full ownership of the home without having to go thro ugh probate. The best way to achieve joint tenancy is through the use of a Survivorship Deed.Tenancy in common is a different form of co-ownership where the survivor does not acquire the deceased tenants interest in the property, but instead the deceaseds interest passes according to his or her Last Will and Testament. Who is the Grantor in a Quitclaim Deed?The Grantor in a Quitclaim Deed is the person who gives the interest that he or she holds in the property to someone else. Who is the Grantee in a Quitclaim Deed?The Grantee in a Quitclaim Deed is the person who is being given interest in a property from the Grantor. It is possible for someone to be both a Grantor and a Grantee in a Quitclaim Deed. For example, if John Smith currently holds the title to a home and he wants to convey half interest of that family property to his wife, Mary Smith, John Smith would be listed as the Grantor, and both John Smith and Mary Smith would be listed as the Grantee.What is a notary public?A n otary public is a state-appointed official who is authorized to authenticate certain legal documents, such as declarations, acknowledgments, deeds, mortgages, and other contracts. Most real estate deeds are notarized by attorneys.A Quitclaim Deed must be notarized by a notary public or attorney in buchung to be valid.What does Grantees assigns mean?Grantees assigns refers to any person that the Grantee transfers the property to, after having received the property from the Grantor.For example, if John Underhill (the Grantee) transferred (or assigned) property to Sam Lewis, Sam would be the Grantees (John Underhill) assign.What are documentation/documentary transfer stamps?Some jurisdictions require documentary stamps to be placed on a Quitclaim Deed to show that it complies with the local land recording laws. These stamps will be attached at the time of recording.What is consideration in a Quitclaim Deed?Consideration in a Quitclaim Deed is what the Grantee will pay to the Grantor fo r the interest in the property. For example, if a Grantee is purchasing a Grantors interest in a property for $10,000, the consideration would be $10,000.If no consideration is being provided, for example, if the property is a gift, then $10.00 can be entered as the standard consideration.What is a County Recorders Office?A County Recorders Office, County Clerks Office, Register of Deeds, or Land Registry Office (depending on your state) is where Quitclaim and Warranty Deeds are registered.What do dower and curtesy mean in a Quitclaim Deed?Dower and curtesy refer to marital property rights that spouses are entitled to after the death of their husband or wife. The surviving spouse is entitled to a portion of any rights that their deceased spouse owned or had fee simple rights to during their lifetime.A husband is entitled to curtesy, and a wife is entitled to dower. Property Information in a Quitclaim DeedWhere do I get a legal description of my property?You should be able to obtain the complete legal description of your property from the County Recorders Office by providing your municipal address or tax parcel number.What is the tax parcel number or parcel identification of my property?This number is a 10-12 digit number that identifies ownership and assessed values of property for taxation purposes. The number can be obtained from your Tax Statement, Revaluation Notice, or Personal Property Listing Form.How do I find out information regarding prior grants of my property?Information pertaining to prior grants of your property (such as the book and page number it was recorded on) can be obtained from the County Recorders Office.What does homestead property mean?Homestead property generally refers to property that is occupied by a person as their home or dwelling place.Can I have more than one homestead property?No. If you own and reside in more than one property, you must select one of these properties to be considered your homestead property.Property Transfers in a Quitclaim DeedCan I transfer property to a trust using a Quitclaim Deed?While a Quitclaim Deed cannot be used to transfer title to a trust, a Warranty Deed can be used by individuals and/or corporations to transfer property to a trust. To transfer property to a trust using a Warranty Deed, you will need to know the name of the trust, when it was created, and the number and name of the trustee(s).Can I use a Quitclaim Deed to transfer rights of survivorship?No, you need to use a Survivorship Deed to transfer rights of survivorship, where the parties will hold the property as joint tenants, with the survivor taking a fee simple interest (complete ownership) in the property upon the death of the other party.Can I use a Quitclaim Deed to transfer property to someone as a gift?Yes, you can use a Quitclaim Deed to transfer a gift of property to someone. You must still include consideration when filing your Quitclaim Deed with the County Recorders Office to show that title has been t ransferred, so you would use $10.00 as the consideration for the property.Can I use a Quitclaim Deed to transfer property to my Limited Liability Corporation (LLC)?Yes, in a Quitclaim Deed a limited liability corporation (LLC) is treated the same as an ordinary corporation, and can act as either the Grantor or the Grantee.Can I use a Quitclaim Deed to transfer a portion of my property to someone?Yes, you can do this by listing yourself as the Grantor, and both you and the other person as the Grantees. Each Grantee would receive an equal share of the property. For example, if there are three Grantees including yourself, then each Grantee will receive a one-third interest in the property.Can an executor or personal representative use a Quitclaim Deed to transfer property to beneficiaries?No, personal representatives should use a Personal Representative, Transfer on Death, or Beneficiary Deed to convey land to the heirs of the deceased individual.If someone makes a claim to the propert y I have transferred to a Grantee, is the Grantor liable?No, a Quitclaim Deed only transfers the interest in the property that one person has to another. It does not make assurances that no one else has an interest in the land. If a subsequent claim not listed on the title is made against the land, the Grantor of a Quitclaim Deed is not liable.Can a Quitclaim Deed be used to transfer property between two people who are divorcing?Yes, Quitclaim Deeds are often used between parties who are well acquainted with each other, such as two people who are getting a divorce.The Quitclaim Deed is used to transfer one spouses interest in the property to the other, without guaranteeing that there are any claims against the land that may arise in the future.If you plan to use a Quitclaim Deed to transfer property to your husband or wife, and both of your names are on the propertys title, ensure that you are both listed as Grantors. The person who will be receiving the interest in the home will al so be listed as the Grantee.For example, if you are transferring your interest in a property to your husband, both you and your husband would be listed as Grantors on a Quitclaim Deed, and your husband would be listed as the Grantee. How can I use a Quitclaim Deed to add or remove someone from my title or property deed?To use a Quitclaim Deed to add someone to a property deed or title, you would need to create a Quitclaim Deed and list all of the current owners in the grantor section. In the grantee section, you would list all of the current owners as well as the person you would like to add.To remove someone from a property deed or title using a Quitclaim Deed, you would need to create a Quitclaim Deed and list all of the present owners within the grantor section. In the grantee section, you would include all of the current owners except for the person that you would like to remove. For either of these changes to take effect, you would need to register your Quitclaim Deed with your County Recorders Office.Signing and Recording a Quitclaim DeedCan a Quitclaim Deed be notarized in a different state than where is property is located?Most states recognize notarization of land transfers by officials from other states, but you should contact the County Clerks Office where the property is located to be sure that they will allow transfers of property located within their borders to be notarized in another state. LawDepots Quitclaim Deeds allow for interstate notarization by enabling you to select the state in which you will have the deed notarized, regardless of the drehort of the property.Does the Grantee need to sign the Quitclaim Deed?No, in most states, the Grantee is not required to sign the Quitclaim Deed. However, some counties do require that the Quitclaim Deed be signed by the Grantee in addition to the Grantor.Where does a Quitclaim Deed need to be sent after it has been recorded?Usually, a Quitclaim Deed is sent to the Grantee after it has been recorded. D o I need to have my Quitclaim Deed notarized?Yes, after the Grantor signs the Quitclaim Deed, it must be signed and stamped by a notary public to verify that the Grantors signature is authentic before it can be filed with the County Clerks Office.What needs to be done after a Quitclaim Deed has been signed and notarized?After a deed is signed and notarized, it should be filed at the land records office in the county where the property is located. This office is referred to by different names in different states, but is usually called the County Clerks Office, County Recorders Office, Register of Deeds, or Land Registry Office.Do I need to have witnesses for a Quitclaim Deed?Whether or not you need witnesses in addition to a notary public for your Quitclaim Deed depends on your location. In some states, only specific counties require witness signatures, so it is best to check with your local County Records Office to determine the requirements for your document.

8 signs youre using LinkedIn totally wrong

8 signs youre using LinkedIn totally wrong8 signs youre using LinkedIn totally wrongYou surely know by now that LinkedIn is one of the best networking, job search, research, and general professional growth tools out there. But how do you know if youre using it right? Or maybe the most impactful, even if dramatic, way to think about it How do you know if youre using it wrong?Here are 8 signs that youre using the platform incorrectly1. No one is accepting your requestsIf you meet someone in person and add him or her quickly (think within 48 hours) and you dont get an acceptance within a week, maybe this person doesnt use LinkedIn all that much. But if this is a common trend (think this tends to happen to you a lot) its likely time to look at how you are adding people.The 1 mistake I hear about (and see with connection requests) is notlagelage including a short note. This is an important piece because it offers context of who you are. It doesnt need to be complicated in fact, LinkedIn w ill prevent you from sending a note more than 300 characters. Something like this does the trickHi Michelle,It was great meeting you at the Women Work Event on Tuesday. I wanted to add you to my LI network. Sara2. You have fewer than 100 contactsYou gotta play to win. If youre not actively adding people, or accepting requests, youre simply not using the tool to its full capacity. If you are struggling with who you want to add, use the feature that pulls in your email contacts then add from there.3. Youre not connected with your current or former colleaguesIf you wait to add contacts after you leave a company youre using LinkedIn wrong. I suggest people add real-time (no it does not give the impression that youre looking for new work - it simply means youre a thoughtful professional)4. You dont have a pictureAt its core LinkedIn is a social networking site. Photos are a central part of networking platforms. As a species we are visually oriented and a photo helps fuel this need. Not having a photo - and a photo viewable publically aka people who are not already your connections - is something you need to change immediately. (Seriously, if you still dont stop reading this article and change that now.)5. When you log-on you have to filter through loads of requestsWhat this means Its been too long since youve last logged on. If you have to wade through a series of requests youre behind on your upkeep. Log on at least two or three times a week (if youre in active job search mode it might be closer to once or twice a day) to keep your requests current, skim what thought leaders are saying, and see if there is any new relevant to companies youre following or your areas of interest.6. You dont follow any thought leaders or companiesAlong with staying connected with your network, LinkedIn enables you to stay connected with thought leaders in your industry as well as companies who you are interested in, admire, may want to work for one day - or who competes with you r current company To use the platform to its fullest capacity be sure to follow companies, organizations, and leaders.7. You dont have the app on your phoneSome people prefer to limit which apps they have on their phones, but if youre a working professional with aspirations of growth the LI app should be on your phone and not only when youre job searching8. Youve never clicked on a strangers profileYes someone can see that youve viewed his or her profile no it is not creepy. This is not Instagram alerting this person that youve viewed his or her story or accidentally liked a photo from 3 years ago. This is LinkedIn - part of the point of this social networking site is to help you pique someones professional interest one of the best ways to do this is to visit the profiles of people who are in similar fields, or a field you might be interested inIf you fell into any of these traps take a moment and amp up your LI game Its often the small stuff like this that can help in the long run .Jane Scudder is a certified leadership and personal development coach she helps individuals and groups get unstuck. She builds and leads original workshops and training programs, consults with organizations of various sizes, and is Adjunct Faculty at Loyola University Chicago. Find out more at janescudder.com.This article first appeared on Fairygodboss.